Terms & Conditions

This website is operated by CosmicNaam. Throughout the site, the terms "we", "us" and "our" refer to CosmicNaam, owned and managed by Arnav Viswakalpa. By accessing or using our website (https://cosmicnaam.in) and our services or products, you agree to be bound by the following Terms & Conditions.

1. Acceptance of Terms

By visiting our website or purchasing our services or products, you agree to these Terms & Conditions. These apply to all users, including browsers, customers, and others who access or use the service.

2. Eligibility

You must be at least 18 years of age to use this website or make a purchase. If you are under 18, you may use the services only under the supervision of a parent or legal guardian.

3. Nature of Services & Products

CosmicNaam offers two categories of digital offerings:

A. Personalized Digital Reports

Astrology and numerology-based baby name suggestions generated based on user-provided inputs such as Date of birth, Time of birth, Place of birth, and Last name. Results are digitally delivered and include name suggestions and compatibility analysis.

B. Digital Product Downloads

Instant-access PDF bundles (e.g. the Business Launch & Manifestation Bundle) delivered via secure download link upon successful payment. These are standalone digital products and are not personalized. All product contents are clearly described on the product page before purchase.

Disclaimer – Astrology & Numerology Services

The astrology and numerology services provided by CosmicNaam are interpretive in nature.

  • We do not guarantee accuracy, completeness, or specific life outcomes based on our calculations.
  • Generated names and analysis are provided for guidance and informational purposes only.
  • We do not guarantee good luck, success, or any particular results from using the suggested names.
  • CosmicNaam shall not be held responsible for any decisions, outcomes, or consequences arising from the use of our services.
  • Users are encouraged to use their own judgment before making final decisions.

Disclaimer – Digital Products (PDF Bundles)

Digital products such as the Business Planner Bundle are educational and personal development resources.

  • We do not guarantee business success, income, or specific outcomes from using our PDF guides.
  • The Law of Attraction practices included are for mindset and clarity purposes only.
  • CosmicNaam shall not be held responsible for any business outcomes or financial results from use of our digital products.

4. User Responsibility

You agree to provide accurate and complete information. CosmicNaam is not responsible for incorrect results or delivery failure due to inaccurate or incomplete data submitted by the user.

5. Digital Delivery

  • All services and products are digital only — no physical products are shipped
  • Personalized reports are typically generated instantly after successful payment
  • PDF bundle download links are delivered instantly to your screen and via email after payment
  • In some cases, delivery may take up to 24–48 hours

6. Payments & Pricing

  • All prices are listed in INR (Indian Rupees)
  • Payments are processed through secure third-party payment gateways (PayU)
  • Prices are subject to change without prior notice
  • Any applicable currency conversion charges are determined by your bank or payment provider

7. Intellectual Property

All content on this website, including text, branding, algorithms, generated outputs, and digital PDF products, is the intellectual property of CosmicNaam / Arnav Viswakalpa.

You may not copy, reproduce, distribute, resell, or exploit any part of the service or digital products without prior written permission. Downloaded PDFs are licensed for personal use only.

8. Refund & Cancellation

Due to the digital nature of all our services and products:

  • All sales are final once the product is generated, delivered, or downloaded
  • Refunds are only applicable in limited cases of verified technical failure (e.g. non-delivery of files, duplicate charge)
  • If you paid but could not access or receive your files, contact us at support.cosmicnnaam@gmail.com with your payment receipt within 72 hours

Please refer to our Return & Refund Policy for detailed terms.

9. Limitation of Liability

CosmicNaam shall not be held liable for:

  • Any decisions made based on generated results or digital product content
  • Any direct or indirect consequences arising from the use of our services or products
  • Business outcomes, revenue, or financial results

Use of the service and purchase of products is at your own risk.

10. Governing Law

These Terms shall be governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Bhubaneswar, Odisha.

11. Contact Information

For any questions regarding these Terms, you may contact:

Email: support.cosmicnnaam@gmail.com

Registered Address:
Plot No. - 764/3335 Mouza: Sampur Bhubaneswar - 751003

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